Category: Blog

Equal Access for All: Tackling Health Disparities Faced by People with Disabilities

Health inequities affecting people with disabilities remain a persistent and often overlooked issue within the U.S. healthcare system. Despite efforts to make healthcare more inclusive, provider biases and financial challenges continue to prevent millions from receiving equitable care. With recent policy pushes for broader health equity, now is the time to address the unique needs of this population.

Provider bias and a lack of training on disability-specific care create another layer of inequity. Many healthcare providers have limited knowledge of the unique healthcare needs and challenges faced by people with disabilities. The National Council on Disability (NCD) reports that these gaps in provider training lead to miscommunication, inadequate treatment, and a lack of understanding about the disabilities themselves. This can result in healthcare providers making assumptions about patients’ quality of life or failing to take complaints seriously, impacting the overall quality of care. Addressing these biases is crucial to ensure that providers offer compassionate, informed care that respects everyone’s needs.

Individuals with disabilities often encounter significant financial challenges that impede access to necessary healthcare services. These challenges stem from increased medical expenses, limited employment opportunities, and systemic economic disparities. A comprehensive report by the Financial Health Network reveals that nearly half (46%) of working-age individuals with disabilities have unmanageable levels of debt, and only 51% can pay all their bills on time. This financial instability is exacerbated by the fact that people with disabilities are more likely to live on low incomes. The National Disability Institute reports that 45% of working-age individuals with disabilities have annual household incomes under $30,000, compared to 21% of those without disabilities. Public safety net programs, such as Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI), are intended to support individuals with disabilities. However, only about a third of working-age individuals with disabilities receive these benefits. Even among those with low incomes and significant barriers to employment, many do not receive the assistance they need. These financial barriers not only limit access to healthcare but also contribute to a cycle of poverty and poor health outcomes. Addressing these challenges requires comprehensive policy interventions aimed at improving employment opportunities, enhancing public benefits, and reducing the additional costs associated with living with a disability.

Recent policy efforts seek to address these disparities, but much work remains. The Americans with Disabilities Act (ADA) laid an essential foundation for disability rights, yet it does not mandate comprehensive healthcare accessibility or provider training. The National Council on Disability’s 2024 Progress Report recommends that policymakers enhance provider training in disability care, increase funding for facility accessibility improvements, and expand Medicaid and Medicare services to cover a broader range of disability-specific needs.

Ensuring health equity for people with disabilities will require more than incremental improvements; it demands systemic change. Addressing physical, educational, and financial barriers within the healthcare system is crucial. By pushing for stronger policies, comprehensive training, and expanded financial support, we can bridge the gap and create a healthcare system that serves everyone equally. Ongoing advocacy and reform are essential to ensure that all individuals, regardless of disability, receive the quality care they deserve.

The Future of Vaccines Under Trump 

As Donald Trump prepares to take office in 2025, public health and policies are expected to shift significantly, particularly around vaccine policy. The Trump Administration, coupled with the appointment of prominent vaccine skeptic Robert F. Kennedy Jr. (RFK) to lead the Department of Health and Human Services, suggests a potential departure from the previous vaccine strategies implemented in recent years. 

Vaccines are among the most effective tools healthcare workers have to prevent disease. Vaccines have saved at least 154 million lives in the past 50 years. Kennedy, a vocal critic of vaccine mandates and mainstream vaccination programs, has consistently raised questions about vaccine safety and government oversight. As the head of health policy, he may prioritize “medical freedom,” allowing individuals more choices about vaccination and minimizing federal mandates. While Kennedy’s stance appeals to those wary of government intervention, it raises concerns among public health experts who worry that easing vaccine recommendations could lead to lower vaccination rates and the re-emergence of diseases, such as measles, mumps, and whooping. Kennedy has made false claims that vaccines cause autism, and his misinformation has been linked to a deadly measles outbreak in Samoa in 2019. Meanwhile, measles cases in the U.S. matched their 2023 total numbers in just the first months of 2024. 

Moreover, COVID-19 vaccines, which have been widely distributed and recommended by health authorities since their rollout, are also expected to see changes. Under the Biden administration, COVID-19 vaccines were central to managing the pandemic. Trump’s previous stance during the pandemic was to expedite vaccine development through “Operation Warp Speed,” though he opposed vaccine mandates. In 2025, Trump and RFK may continue cutting government funding for vaccination programs while advocating for natural immunity and alternative treatments. This could push states to loosen vaccine requirements and adopt a choice-drivel model, which may influence public perceptions and acceptance of COVID-19 boosters. 

A significant pivot in vaccine policy could challenge the infrastructure for managing vaccine-preventable diseases. The public health sector relies on high vaccination rates to maintain herd immunity, reducing the risk of outbreaks. By decreasing federal support for vaccinations, particularly in schools and workplaces, Trump’s administration may face challenges in maintaining this level of immunity. Lower vaccination rates could strain hospitals and public health systems especially, if vaccine-preventable diseases start to resurface. 

The future of public health under Trump, with RFK overseeing vaccine policy, may prioritize personal choice over federal mandates. While this approach appeals to advocates of medical freedom, it poses potential risks to the established public health framework. As these changes take effect, the impact on vaccination rates and overall health outcomes in the U.S. will gradually become evident. RFK and Trump’s proposed policies will likely fuel continued debate around the balance between individual choice and public health safety. 

PBMs: “Pharmacy Benefit Managers” or “Profits Beyond Measure”

Pharmacy Benefit Managers (“PBMs”) have come under intense scrutiny recently. A recent report by the Federal Trade Commission (“FTC”) noted that PBMs are profiting “at the expense of patients.” However, before discussing the recent scrutiny of PBMs, it is important to understand what role PBMs play in the overall United States healthcare industry. 

What we consider everyday happenstance today—pharmacies dispensing prescription drugs—emerged in the early 1910s, for narcotics, and in the 1950s for nonnarcotics. Soon after pharmacies began dispensing prescription nonnarcotics, pharmacists founded PBMs. However, not long after PBMs were established, their industry underwent rapid horizontal and vertical integration. The FTC report stated that this integration has led to “the top three PBMs [to process] nearly 80 percent of the approximately 6.6 billion prescriptions dispensed by U.S. pharmacies in 2023, while the top six PBMs processed more than 90 percent.” 

This integration has also caught the attention of antitrust authorities – in 2017 the Department of Justice (“DOJ”) blocked mergers of major health insurers Aetna-Humana and Anthem-Cigna. However, DOJ’s challenges opened the door for two of these insurance companies to merge with some of the largest PBMs in the market. In 2018, CVS Health (the largest PBM, with a 21.3% share of the market) acquired Aetna, while Express Scripts (the third largest PBM, with a 17.1%share of the market) merged with Cigna. PBMs merging with insurers seems to be the current trend—the FTC report noted that “five of the top six PBMs are now part of corporate healthcare conglomerates that also own and operate some of the nation’s largest health insurance companies, including three of the five largest health insurers in the country.”

Now that we know when PBMs originated and how they fit into the broader healthcare industry, it’s important to clarify their role. Essentially, PBMs are the middlemen between “drug companies, insurers, and pharmacies.” PBMs operate within a complex framework, and an entire paper could be written on what role they play; importantly, PBMS:

Act as negotiating entities between several actors in the prescription drug supply chain. Insurers work with PBMs as third-party contractors that manage their prescription drug benefits. PBMs create and update formularies of preferred drugs, with different prices and cost-sharing amounts that influence what beneficiaries pay out of pocket and which medications they can access through their insurance. PBMs negotiate rebates and discounts for an insurance plan from drug manufacturers and determine the prices insurers pay and the payments pharmacies receive. PBMs can also take on the administrative role of directly reimbursing retail pharmacies on behalf of an insurer. Both public and private insurers, including Medicaid, Medicare Advantage plans, employer-sponsored insurance plans, and individual market plans, use PBM services.

So what’s the problem? Along with the FTC report noting that few PBMs dominate the market, PBMs and insurers are generally a part of the same large conglomerate, the FTC importantly noted that PBMs are putting “profits before patients.” PBMs ensure their profits in a variety of ways. As mentioned above, just six PBMs control 90% of the market, so these PBMs, which decide which medicines you may receive and at what price, tend to steer people to the pharmacies they own. The FTC report noted that this creates a conflict of interest which would only lead to an “increase in medicine costs.” Further, PBMs make money through rebates and fees they charge, charges that are dependent on the price of the medicine they are selling—which means when the price of medicine rises, so do the profits of PBMs. Finally, it is worth noting that “PBMs get billions of dollars in rebates and discounts that reduce the cost of brand medicines by 50% or more … [y]et they often force patients to pay based on the full price.” So while PBMs dominate the market and can negotiate the cost of medicine, this cost-saving rate is not reflected in customer costs, who are still expected to pay full price. 

Negligent Mismanagement of Detox in Jails & Prisons: A Need for Change

Among the thousands of federal, state, local, and tribal criminal legal systems in the United States, there are over 1.9 million people in prisons, jails, detention centers, etc. Within that population, an estimated 65 percent of individuals meet the criteria for an active substance use disorder (SUD). The Prison Policy Initiative estimates that in jails, less than two-thirds of people are screened for opioid use disorder, and only 54% of those who qualify are provided medication for people experiencing withdrawal. When not treated adequately, opioid withdrawal can be a life-threatening condition that includes symptoms of sweating, nausea, vomiting, agitation, anxiety, etc. People entering the criminal justice system must be medically monitored and provided the treatment necessary to mitigate the harm and potential loss of life that can result from opioid withdrawal.

For a time, Corizon Health Inc., a private, for-profit medical contractor, was the nation’s largest for-profit provider of correctional healthcare. However, following over 1,000 lawsuits alleging substandard care, Corizon went through corporate restructuring, moving its debts to a new company called Tehum Care Services and then filing for bankruptcy, a move often known as a “Texas Two-Step.”  Now, Corizon operates under a new name, YesCare, and has signed a billion-dollar contract with the State of Alabama and has extended its contract with the State of Maryland to provide healthcare services in jails and prisons. It is incredibly concerning that a company, that has over a thousand suits relating to negligent medical care, many of which include wrongful death suits relating to negligent mismanagement of detox, is still responsible for the care of such an emotionally and medically vulnerable population.

Medical malpractice related to SUDs runs rampant throughout the correctional system in the United States, and the increased litigations shed light on the need to implement change that advocates for a population that is increasingly in need of advocacy. A common practice for managing withdrawal symptoms and promoting recovery includes the use of opioid agonists, such as methadone, buprenorphine, and naltrexone (these treatments are referred to as medication for opioid use disorder or MOUD), yet only 24% of jails use MOUD, and only 1% of people with a SUD in prisons report receiving MOUD. Not only are these treatments effective for addressing withdrawal symptoms, but they are also found to be effective in lowering overdose deaths following release from the criminal justice system. Not only are these medications lifesaving, according to a study done by the Bloomberg School of Public Health found them to be “a highly cost-effective intervention” among incarcerated populations. 

With the large sums of money, both from the opioid settlement funding ($55.2 billion) and the Tehum Care Services (Formerly Corizon Health Inc.) litigations resulting in a $75 million settlement, there is a massive amount of money on the table. If funneled appropriately, it can be used to implement MOUD in jails and prisons to reduce the harms of opioid withdrawal, SUD, and post-release overdose. Though the Tehum settlement will go to Tehum’s creditors, it will also go toward plaintiffs who suffered great losses through Corizon’s negligence. Following this impactful litigation, there must be justice for those lives lost and injuries that transpired because of the mismanagement and lack of treatment relating to SUD detoxification. MOUD is a feasible and effective solution to opioid withdrawal and given the funding available via the opioid settlements and Corizon litigations, now is the time to implement change.  

The Future of Contraceptive Coverage Remains Unknown

The Biden-Harris Administration recently proposed a rule expanding contraceptive coverage under the Affordable Care Act. Nearly 50 million Americans utilize the Affordable Care Act’s Marketplace for affordable healthcare insurance. The Affordable Care Act also protects over 100 million Americans with pre-existing conditions. On average, American families who use the Marketplace to acquire healthcare coverage save $800 per year.

Notably, the Affordable Care Act also provides millions of women with coverage for contraceptives, saving women billions. The Biden-Harris Administration’s proposed rule would expand the Affordable Care Act’s reach in the area of contraceptives, allowing for coverage of contraceptives purchased over-the-counter.

Currently, under the Affordable Care Act, private health plans must cover the complete cost-sharing of contraceptives prescribed by a provider. In other words, health plans must pay the full amount of all contraceptives accessed by their beneficiaries when prescribed by their healthcare provider. Under the new proposed rule, private health plans would be required to provide coverage for over-the-counter contraceptives, no longer requiring beneficiaries to obtain a provider’s prescription to get their contraceptives. Over-the-counter contraceptives include emergency contraceptives, such as the ‘morning after’ pill. Additionally, the proposed rule would expand the current list of contraceptives that private health plans are required to cover at no cost-sharing to beneficiaries. In sum, the proposed rule would greatly expand the already expansive Affordable Care Act relating to contraceptives.

The proposed rule comes off the heels of Republican congress members’ advocacy to defund the Title X Family Planning Program. Additionally, abortion rights and contraceptive access have been limited over the past years following the overturn of Roe v. WadeRepublican lawmakers advocate for reducing the amount of funds the federal government provides to abortion providers and contraceptive coverage. Specifically, following Donald Trump’s electoral victory these past weeks, Vice President-elect JD Vance has stated that “we don’t think that taxpayers should fund late-term abortions”, emphasizing the incoming administration’s desire to defund and minimize coverage for family planning. In turn, this would leave government protections and financial coverage of abortions and contraceptives to the states and private insurers.

On the other side, the Biden-Harris Administration has made clear its commitment to providing expansive and robust coverage for family planning services. However, as the administration changes with the incoming President-elect Donald Trump taking control, the future of women’s health and family planning remains uncertain. While the Biden-Harris Administration seeks to create a final, agency rule expanding the protection of contraceptive coverage, the incoming Trump Administration has signaled its desire to utilize Executive Orders to roll back Biden-Harris Administration rules. In sum, the future of contraceptive coverage, both under the Affordable Care Act and through private health insurers, remains vulnerable to significant rollbacks.  

The Expanding Involvement of Private Equity in Healthcare: A Mounting Concern for Quality, Cost, and Patient Welfare

Over the last decade, private equity (PE) investment in healthcare has surged, impacting everything from small, private physician practices to major hospital systems. In fact, PE buyouts of physician practices increased by six times from 2012 to 2021. PE’s business model is designed for swift financial returns, with major profits only realized upon sale, which usually happens within five to eight years. This model has sparked debate over its seeming incompatibility with healthcare’s mission to prioritize patient welfare.

PE firms use funds from investors to acquire equity stakes in target companies, which they work with to make “more valuable” and later sell at a profit. The firms use substantial debt to finance their acquisitions. This debt is then placed on the balance sheet of the acquired entity. Next, they look for ways to cut costs rapidly in preparation for a profitable sale. This places pressure on PE firms to prioritize profit margins over long-term stability, even if this means the target entity struggles or goes bankrupt after the firm leaves. This model has substantial repercussions for patient safety and quality of care. A 2023 study published in JAMA by researchers from Harvard Medical School and the University of Chicago found a 25% increase in adverse events in PE-acquired hospitals as compared to non-acquired hospitals. These adverse events included situations such as staffing levels and inconsistent patient safety protocols. 

Regulatory bodies at the state and federal levels have begun paying attention and are addressing the issue.  A rising number of states have enacted or proposed “mini-HSR” laws—modeled after the federal Hart-Scott-Rodino Act, focusing on any transactions that could lead to the consolidation of healthcare markets. As of today, only Indiana has enacted a law that expressly mentions PE transactions in healthcare. Under Indiana’s mini-HSR Act, effective on July 1, 2024, a transaction involving a PE partnership and a healthcare entity is likely to undergo regulatory review. In comparison, Washington’s mini-HSR Act may require a hospital system owned by a PE firm to ascertain the healthcare assets of other portfolio companies of the same firm. States like California and Massachusetts have proposed similar laws. California’s much-watched Assembly Bill 3129 (AB 3129), would have required a 90-day notice to the Attorney General before concluding any transactions involving PE and healthcare facilities. However, on September 30, 2024, Governor Newsome vetoed this bill, due to its overlap with the Office of Health Care Affordability (OHCA) which already oversees healthcare transactions and can collaborate with the Attorney General if needed. This veto signals a significant win for PE and healthcare stakeholders.

The federal government has also turned its attention to PE’s role in healthcare. The Health Over Wealth Act, introduced by Senator Ed Markey (D-MA) and Representative Pramila Jayapal (D-WA), aims to increase transparency by requiring PE-owned healthcare providers and for-profit healthcare companies to publicly report financial and operational data, including their debt, profits, and any reduction in services or worker benefits as a result of the acquisition. These initiatives come on the coattails of The Corporate Crimes Against Health Care Act of 2024 put forth by Senators Ed Markey (D-MA) and Elizabeth Warren (D-MA). This Act seeks to advance new civil and criminal penalties for for-profit healthcare investors who are found responsible for initiating conditions that result in patient harm. 

While PE firms argue they provide proficiency and innovation, studies indicate that these advantages may come at the expense of patient care and accessibility and critics have likened the spread of this detrimental model to a “metastasizing disease.” The question remains: how can we balance the need for investment in efficient healthcare delivery models while maintaining patient health and positive outcomes as a priority? The introduction of state and federal regulations signals a step toward addressing this question. However, with Republican control of both the House and Senate beginning in 2025, restrictive legislation aimed at PE firms may face some considerable setbacks. Nevertheless, the debate over PE in healthcare is far from over and the healthcare industry’s profound transformation under this model will be something to keep an eye on.